top of page

Secure financing for your Florida ground-up construction projects with Universal, a privately capitalized direct lender. Our customized financing solutions provide developers and investors with the ability to obtain maximum needed capital to bring their projects to life, from initial planning stages to project completion.​

Universal is the answer to your Florida construction needs. 

Florida Ground-Up 
Construction Loans

New Construction Loan Details

One-Stop Construction Loan:

"Customize your loan".

All Inclusive Loan:

Can include acquisition, closing/soft costs construction hold-back and interest reserve - all in one loan.

Loan Amounts:

$500,000 - $5 Million

Interest Rates:

As Low as 9.99%

(interest only on monies advanced)

Loan Term:

12 - 18 Months

(Extensions Available)

Prepay Penalty:

None

Quick Approvals/Closings: 

In-house underwriting/processing

Construction Draws:

In-house inspections / draw management

We are a Florida Lender specializing in Florida construction loans. 

Get Started

Financing Terms

All-Inclusive "One-Stop" Florida Construction Loan

Universal is a "direct" private lender, specializing in providing construction capital for Florida real estate projects. 

 

Our "One-Stop" construction loan program offers Borrowers the opportunity to roll-in acquisition, closing / soft costs, an interest reserve, and up to 100% of Construction costs into a single loan.

 

Our "One-Stop" loan offers a Borrower flexible solutions and the opportunity to customize an all inclusive loan for maximum project dollars. 

With a Loan size ranging from $500 - $5 Million, coupled with a highly competitive "fixed" interest rate, Universal provides the capital needed to ensure project success. 

Our Commitment

In the realm of construction financing, a quick closing and the rapid funding of construction draws stand as a pivotal factor differentiating between a lucrative project completed on schedule and within budget, or a missed opportunity.

 

Universal Private Loans recognizes the inherent risks associated with swiftly evolving market dynamics. Our commitment to "deal certainty" serves as a game-changing asset for our Borrowers.

What Sets Us Apart

This is a space to share more about the business: who's behind it, what it does and what this site has to offer. It’s an opportunity to tell the story behind the business or describe a special service or product it offers. You can use this section to share the company history or highlight a particular feature that sets it apart from competitors. Let the writing speak for itself. Keep a consistent tone and voice throughout the website to stay true to the brand image and give visitors a taste of the company’s values and personality.

This is a space to share more about the business: who's behind it, what it does and what this site has to offer. It’s an opportunity to tell the story behind the business or describe a special service or product it offers. You can use this section to share the company history or highlight a particular feature that sets it apart from competitors. Let the writing speak for itself. Keep a consistent tone and voice throughout the website to stay true to the brand image and give visitors a taste of the company’s values and personality.

bottom of page