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Finance Florida Luxury Fix/Flip Projects with Universal Private Loans ...

Universal is a direct lender providing capital for Luxury Florida Fix/Flip properties. ​As a Florida based lender, we understand local real estate markets, property values, and construction costs.

A Universal Fix/Flip loan can provide investors with the opportunity to roll-in acquisition, rehab, closing costs and an interest reserve into a single loan. Our Fix/Flip Bridge loan is designed to provide Borrower's with the ability to secure adequate project financing to assure project completion. 

Universal internally manages the life-cycle of each loan, from application to approval. This enables the Universal team to provide timely decisions and quick closings. All loans are serviced in-house, including the management of inspections and draw disbursements.

 

Most importantly, throughout the financing process, a Borrower will deal directly with a Universal Principal, assuring deal continuity and certainty.

FIX/FLIP LOANS

Universal's All-Inclusive "One-Stop" Florida Construction Loan

Universal is a "direct" private lender providing construction capital for Florida real estate projects. 

 

Our "One-Stop" construction loan program offers Borrowers the opportunity to roll-in acquisition, closing / soft costs, an interest reserve, and up to 100% of construction costs into a single loan.

 

Our "One-Stop" loan offers a Borrower flexible solutions and the opportunity to customize an all inclusive loan for maximum project dollars. 

With a Loan size ranging from $500,000 - $5 Million, coupled with a highly competitive "fixed" interest rate, Universal provides the capital needed to ensure project success. 

Our Commitment

In the realm of construction financing, a quick closing and the rapid funding of construction draws stand as a pivotal factor differentiating between a lucrative project completed on schedule and within budget, or a missed opportunity.

 

Universal Private Loans recognizes the inherent risks associated with swiftly evolving market dynamics. Our commitment to "deal certainty" serves as a game-changing asset for our Borrowers.

New Construction Loan Details

Financing Terms

One-Stop Construction Loan:

Customize your loan.

All Inclusive Loan:

Can include land acquisition, closing/soft costs construction hold-back and interest reserve - all in one loan.

Loan Amounts:

$500,000 - $5 Million

"Fixed" Interest Rates:

As Low as 9.99% 

(interest only on monies advanced)

Loan Term:

12 - 24 Months

(Extensions Available)

Prepay Penalty:

None

Quick Approvals/Closings: 

Internal underwriting/processing

Construction Draws:

In-house inspections / draw management

Get Started

Universal is a Florida Lender, specializing in Florida construction loans. 

New Construction Loan Details

Financing Terms

One-Stop Fix/Flip Loan:

Customize your loan

All Inclusive Loan:

May include real estate acquisition, rehab,

closing costs and interest reserve

 

Investment Property Types: 

SFH, 2-4 Units, Townhomes, Condominiums
 

Loan Amounts:

$500,000 - $5 Million

Competitive "Fixed" Interest Rates: 

interest only on monies advanced

Loan Term:

12 - 15 Months

(Extensions Available)

Rehab Amount: 

Up to 100%

LTC/LTV: 

deal and asset class dependent 

Foreign Nationals:

Eligible

Get Started

Universal is a Florida Lender, specializing in Florida real estate loans. 

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